Terms of Service

Last updated: May 2026

1. Agreement

These Terms of Service ("Terms") govern your access to and use of Nexrate ("Service"), operated by a sole trader based in the Czech Republic. By creating an account or using the Service, you agree to these Terms in full. If you do not agree, do not use the Service.

2. Description of service

Nexrate provides a web-based platform that aggregates publicly available macroeconomic data (interest rates, CPI, unemployment) and technical signals to compute a directional bias score for major currency pairs. The Service is provided for informational and research purposes only. It does not constitute financial advice, investment advice, or a recommendation to buy or sell any financial instrument.

3. Eligibility

You must be at least 18 years old to use the Service. By using the Service, you represent that you meet this requirement and that you are not prohibited from using it under the laws of your jurisdiction.

4. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use at info@nexrate.io. One account per person. Sharing account access with others is not permitted.

5. Subscription and billing

  • The Service is offered on a monthly subscription basis at $37 per month.
  • New subscribers receive a 7-day free trial. No charge is made until the trial ends.
  • Payment is processed by Stripe. By subscribing, you authorize Stripe to charge your payment method on a recurring monthly basis.
  • Subscriptions renew automatically unless cancelled before the renewal date.
  • You may cancel at any time. Cancellation takes effect at the end of the current billing period. No partial refunds are provided for unused time within a billing period.
  • We reserve the right to change pricing with at least 30 days notice by email. You may cancel before any price change takes effect.

6. No financial advice

All content on Nexrate — including scores, bias labels, summaries, and data — is provided for informational purposes only. Nothing on this platform constitutes financial advice, investment advice, or a solicitation to trade. Past patterns in data do not guarantee future market movements. Trading foreign exchange carries significant risk of loss. You are solely responsible for any trading decisions you make.

7. Acceptable use

You agree not to:

  • Redistribute, resell, or sublicense the Service or any data obtained from it without written permission.
  • Use automated means (bots, scrapers) to extract data from the platform.
  • Attempt to reverse-engineer the scoring methodology or circumvent access controls.
  • Use the Service for any unlawful purpose.

8. Data accuracy

We source data from third-party providers (FRED, ECB, TradingView, news feeds). While we make reasonable efforts to ensure accuracy, we do not guarantee that data is complete, current, or error-free. You should independently verify any data before relying on it for trading decisions.

9. Limitation of liability

To the fullest extent permitted by applicable law, Nexrate and its operator are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service or reliance on any information provided. This includes trading losses. Your sole remedy for dissatisfaction with the Service is to cancel your subscription.

10. Service availability

We aim to maintain high availability but do not guarantee uninterrupted access. Scheduled maintenance, third-party outages, or technical issues may cause temporary unavailability. No refund is provided for downtime unless it exceeds 72 consecutive hours in a single billing period.

11. Termination

We reserve the right to suspend or terminate your account if you violate these Terms. In cases of material breach, no refund will be provided. You may terminate your account at any time by cancelling your subscription and contacting us to request account deletion.

12. Governing law

These Terms are governed by the laws of the Czech Republic. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of the Czech Republic. Consumer rights under EU law are not affected by this clause.

13. Changes to these terms

We may update these Terms from time to time. Material changes will be communicated by email at least 14 days before they take effect. Continued use of the Service after that date constitutes acceptance of the revised Terms.

14. Contact

For any questions regarding these Terms, contact us at info@nexrate.io.